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Mehr Sicherheit können nach meiner Einschätzung WERTE wie Aktien, Immobilien, Edelmetalle oder Rohstoffe bieten. \r\n Daher soll das Portfolio maßgeblich diese Anlageklassen abbilden. Das Anlageziel soll ein mittel- bis langfristiger Werterhalt der Anlagen bei angemessener Wertentwicklung sein. Angestrebt wird eine Aktienquote über die jeweiligen ETFs und Fonds von ca. 15 bis 50% am Portfolio. Die Anlage soll in ETFs, Fonds und ETCs/ Zertifikaten erfolgen. Liquides Geld kann am Geldmarkt investiert werden. Bei Auswahl der Anlageprodukte sollen insbesondere Qualität, geringe Produktkosten, eine marktbreite Diversifizierung sowie die Global-/ Regional- und Branchenanalyse im Rahmen der Fundamentalanalyse berücksichtigt werden. 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