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          Die Titelauswahl soll über eine langfristige positive Bilanz sowie einer geringen Volatilität im Vergleich zu den Wettbewerbern erfolgen. Der Anlagehorizont soll dabei langfristig sein. \r\n
          \r\n
          \r\n
          \r\n
          Warum gerade diese Produkte?\r\n
          ========================\r\n
          Aktienmärkte unterliegen, meiner Meinung nach, meist stärken Schwankungen. Alternativen bieten hier zum Beispiel Unternehmensanleihen. Firmen beschaffen sich in der Regel direkt am Kapitalmarkt frisches Geld und verzinsen dieses oder begeben Wandelanleihen, welche in einer Wandlungsfrist in Aktien des Unternehmens gewandet werden könnten. So können sich Firmen teils günstiger und flexibler finanzieren, als über Banken. Andere Firmen begeben Pfandbriefe, welche mit Immobilien oder Grundstücken besichert sein sollten. Eine weitere Alternative sind Staatsanleihen. Auch Staaten müssen sich kurz oder langfristig Geld leihen, um die laufenden Kosten zu decken und verzinsen dieses Geld. \r\n
          \r\n
          """
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]