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Die Aktien- und Anleihenfondsanteile sollen noch einmal nach geografischen Schwerpunkten unterteilt werden, mit je einem Schwerpunkt auf Europa/Deutschland und Weltweit/USA.\r\n \r\n Es soll wenn möglich in representative ETFs dieser Klassen investiert werden. Die Anteile dieser Klassen sollen durch regelmäßige Reallocation im wesentlichen konstant gehalten werden. Es soll nicht auf die Entwicklung einzelner Posten spekulieren werden, die Strategie hängt nicht von Nachrichten oder Medien ab sondern von den Kursdaten der Wertpapier im Portfolio. Ich kann ich die grundsätzliche Aufteilung anpassen oder die Klassenvertreter wechseln.\r\n \r\n Das Ziel soll ein langfristiger Ertrag und Wertsicherung in allen Marktlagen sein. In reinen Wachstumsphasen kann dieses wikifolio daher hinter Marktindices zurückbleiben. In Zeiten großer Schwankungen kann von diesen profitiert werden. Der Anlagehorizont beträgt zumindest 3 Jahre. 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